Answers to Move Your Deal Forward

Timelines vary depending on the deal, documents, title work, valuation, and lender requirements. Private money funding can often move faster than traditional financing when the borrower has a complete package ready. Providing details such as purchase price, payoff amount, property value, rehab budget, photos, and exit strategy can help move the process forward more efficiently.

Lenders review the numbers and the risk. They may look at the purchase price, current value, after-repair value, comparable sales or rents, rehab budget, timeline, and the investor’s plan for the property. A good deal usually has enough equity, realistic projections, and a clear path to repayment. The goal is to fund opportunities while helping lenders protect their capital.

Yes, both can matter. Private money lending is often more focused on the asset than a traditional bank loan, but lenders still review the borrower’s experience, credit history, liquidity, and ability to complete the project. Experienced investors may have more options, but newer investors can still be considered if the deal is strong, the numbers make sense, and the plan is well prepared.

An exit strategy shows the lender how the loan will be paid back. Common exit strategies include selling the property, refinancing into long-term financing, renting the property and refinancing later, or using another approved payoff source. A clear exit strategy helps lenders reduce risk and match the borrower with the right funding solution for the deal.